The value of houses calculated by banks at the time of
granting loans for the purchase of housing registered the biggest jump ever in
June, shooting up by 27 euros last month to 1,407 euros per square metre, the
highest value ever recorded since National Statistics Institute (INE) records
first began.
The average value of the bank assessment is based on surveys
carried out by banks in the context of granting housing credit to families.
Since August of last year, the bank valuation of houses has
remained at a strong high, that is, it has been rising for almost a year, which
demonstrates the confidence of financial institutions in loans for the purchase
of housing, despite the new context of high-inflation, war in Ukraine, European
Central Bank (ECB) interest rate tightening and the threat of a recession.
With these values, a house of 100 square metres will be
valued by banks at 140,700 euros on average across the country, with
differences in values from region to region.
With the only exception being the Autonomous Region of the
Azores (-7 euros), all other regions registered monthly increases, with the
biggest being observed in the Algarve (+55 euros to 1,895 euros per square
metre) and Lisbon (+41 euros to 1,870 euros).
The North region had an increase of 25 euros and Madeira of
24 euros, moving to valuations of 1,200 and 1,360 euros per square metre,
respectively. In the Alentejo and Centre, the increases were 14 and 7 euros.