In 2024, Global Citizen Solutions (GCS), a leading advisory firm in investment migration, released its Global Report on the Best Jurisdictions for Crypto Investors. This comprehensive, data-driven study analyses the global landscape for cryptocurrency investment and adoption, evaluating 75 countries across 13 key indicators, including regulatory environment, economics, technology and innovation, green transition, and governance. Portugal has secured an impressive sixth place with a score of 90.54, underscoring its status as a favourable environment for crypto investors.
In alignment with this progressive landscape, leading property developer DDM has launched a new process that allows property purchases using cryptocurrency at its developments, Reserva da Luz and Nova Terraces. This initiative offers a unique opportunity for both buyers and sellers looking to embrace the future of real estate transactions.
While specific laws regarding cryptocurrency in real estate are still evolving, the Order of Notaries (Ordem dos Notários) issued guidelines in 2022, empowering notaries to facilitate these transactions. Building off, established guidance, DDM/Reserva da Luz uses the following process to ensure the smooth purchase of plots and properties with cryptocurrency:
1. Finding a Willing Seller: DDM/Reserva da Luz is open to accepting cryptocurrency.
2. Choosing the Right Cryptocurrency: DDM focuses its acceptance on USDT.
3. Due Diligence and AML Compliance: Our established processes ensure compliance with anti-money laundering regulations, which may involve providing proof of the cryptocurrency’s origin.
4. The Notary’s Role: A notary will oversee the transaction, ensuring legal compliance and recording the transfer of ownership.
5. Crypto-to-Euro Exchange: At DDM/Reserva da Luz, we prefer euros; therefore, we have established a regulated crypto-exchange platform to facilitate the conversion.
6. Payment of Taxes: Transfer taxes and related fees must still be paid.
This initiative aligns with Portugal’s progressive stance on cryptocurrency. DDM is proud to lead the way in integrating cryptocurrency into real estate transactions, providing modern solutions that cater to the evolving needs of today’s investors.